Money that moves with you.
Built for the way people actually spend — online checkouts at 2am, last-minute flights, a coffee on the corner, a subscription you forgot you had.
Our mission
Make every payment feel deliberate.
Every CardVault card exists for a reason — a trip, a vendor, a single purchase. When the reason ends, so does the card. No more hunting through statements, no more chasing cancel buttons, no more numbers floating around the internet you can't pull back.
10,000+
Cards issued
200+
Countries supported
99.98%
Uptime, 90 days
24/7
Card controls
In the wild
One vault, everywhere you spend.
How we got here
Started with one forgotten subscription.
Three months of charges from a service we'd cancelled — billed against a card we'd shared once and forgotten about. The fix existed technically (virtual cards have been around for years) but no one had built the tool we wanted to actually use. So we built it.
What we believe
Four things we don't budge on.
Move at the speed of decisions.
You decide you need a card right now — you get one right now. Five minutes is the bar.
Default to the user.
No dark patterns, no hidden FX margins, no fees that show up on the statement and ruin your week.
Boring infrastructure.
Card rails should never break. Auth should never glitch. We sweat the unsexy parts so the experience feels effortless.
Build in the open.
Every roadmap call is informed by people actually using the product. If it doesn't make your life easier, it doesn't ship.