What CardVault is.
A virtual Visa you issue in seconds and fund with stablecoin or your local currency. Pay with the number, add it to Apple Pay or Google Pay, and close the card the moment its reason ends.
Controls that live on the card itself.
A limit, a freeze, a close, and a separate card for each reason to spend — set on the card, not asked for.
Pay with a virtual Visa card anywhere Visa is accepted
Add your CardVault Visa to Apple Pay or Google Pay and tap any contactless terminal worldwide — perfect for online shopping, subscription payments, and everyday spending. Your phone becomes the card.
- Apple Pay compatible
- Google Pay compatible
- Contactless payments
- Fast transactions
- Global spending
- NFC tap to pay
Freeze the moment something feels off
See a charge you don't recognise? Freeze the card in one tap, or terminate it for good — then re-issue a fresh one instantly.
- One-tap freeze
- Permanent terminate
- Instant re-issue
See every transaction as it happens
A real-time feed of every payment across your whole vault. Filter it, search it, and export it whenever you need.
- Real-time transaction feed
- Filter by card, date, or status
- Export anytime
A separate card for each thing you pay for
Name a card after the thing it is for — one subscription, one trip, one shop — and give it only the money that job needs. When the reason ends, close that card and nothing else about your account changes.
- Name each card after its job
- Its own balance, funded on its own
- Close one without touching the rest
Two ways to put money on a card.
USDC from any wallet or exchange, or mobile money in your own currency.
Send USDC from any wallet or exchange, on any of four networks. The balance goes up on its own once it arrives.
- BNB Smart Chain
- Ethereum
- Tron
- Polygon
USDC only — no other coin funds a card. Which network applies is settled when your deposit address is issued and shown beside it; send on that one, because the same coin on another chain will not arrive.
Pay from the wallet you already use, in your own currency.
| Country | Currency | |
|---|---|---|
 GhanaAirtelTigo, MTN, Vodafone | GHS | AirtelTigo, MTN, Vodafone |
 Nigeria | NGN | |
 RwandaMPS, MTN | RWF | MPS, MTN |
 KenyaM-Pesa | KES | M-Pesa |